Inter Risk Services - Insurance and Reinsurance Brokerage

Contact: 21 2103-0050

Marine & Aviation Specialists

Marine & Aviation Specialists

Aviation

Aviation is one of the industries with the highest degree of sophistication, worldwide, responsible for the transportation of an increasing number of passengers and goods. Focused on this market segment for over 20 years, Inter Risks Services´ team gathers the leading sector specialists, being positioned as the largest aviation insurance consulting company in Brazil. We are sought after by our clients owing to the information intelligence and results we present, which help reduce the total cost of the risk, releasing capital to be invested on more strategic projects.

Clients

- Domestic Airlines (including Low-Costs & Startups)

- Cargo Airlines

- Charter Airlines

Protections / Services

- Protection against material damages caused to the airline hull, together with the respective engines, components and spare parts.

- Protection against material damages caused to the airline hull, together with the respective engines, components and spare parts due to hostile acts (including war), strikes and disturbances, kidnapping and confiscation of the insured good.

- Guarantee of Civil Liability against physical damages to passengers and crew, individuals and goods on the ground and luggage, according to the mandatory limits established by ANAC (National Civil Aviation Agency)

– R.E.T.A. Insurance (Explorer and Air Transporter Liability)

Clients

- Manufacturers

- Airports (including Air Traffic Control)

- Airfields & Heliports

- Services Support Providers on the Ground

- Aircraft Refueling Companies

Protections / Services

- Protection against material damages caused to the airline hull, together with the respective engines, components and spare parts.

- Protection against material damages caused to the airline hull, together with the respective engines, components and spare parts due to hostile acts (including war), strikes and disturbances, kidnapping and confiscation of the insured good.

- Guarantee of Civil Liability against physical damages to passengers and crew, individuals and goods on the ground and luggage, according to the mandatory limits established by ANAC (National Civil Aviation Agency)

– R.E.T.A. Insurance (Explorer and Air Transporter Liability)

Clients

- Individual Operators

- Aero Taxi Operators

- Offshore Operators

- Tactic-Police Operations

- Owners and Operators of Corporate Aircrafts

- Aircraft Management Companies

- Agricultural Spray Aircrafts

Protections / Services

- Guarantee of Civil Liability against material, physical and moral damages caused to third parties due to an aircraft accident, which exceed the values contracted in the R.E.T.A mandatory insurance.

- Guarantee the legal liability for physical and/or material damages originated from aircrafts maintenance, custody or control operations and/or other services provided in aeronautical hangars and installations

- Guarantee the legal liability for physical and/or material damages originated from the production, manufacturing and maintenance of products sold, supplied or distributed by the policy holder

- Guarantee for Expenses and Costs with legal fees

- Guarantee for Search and Salvage Expenses

- Personal Accidents / Medical Expenses

Clients

- Companies Specialized in Satellites Launching

- Companies Specialized in Satellites Launching

Protections / Services

- Guarantee of compensation against eventual problems due to satellites launching

- Coverage against operational problems involving satellites in orbit (life)

Clients

- Insurance companies

- Reinsurance companies

Protections / Services

- Structuring of Risks Protection Contracts and Aeronautical Portfolios

Marine

Clients (type)

- Port Operators

- Port Authorities

- Dry Ports

- Private Terminals

- Public Terminals

- Depots

Coverage Available

- Damages caused to third parties (Civil Liability) for losses and damages to the cargo, ships and remaining goods and individuals onshore and/or aboard;

- Errors and Omissions;

- Sudden and accidental pollution;

- Blocking of berth and/or channel and/or access ways;

- Cargo transportation under the responsibility of the terminal (Collection and delivery);

- Defense legal costs;

- Physical damages to Moving Equipment;

- Physical damages to Stationary Equipment;

- Physical damages to administrative Buildings;

- Electrical damages;

- Machines breakdown;

- Loss of Profits.

Clients (type)

- National Ship-owners

- Ship-owners

- EBNs

- Charterers

Coverage Available

- Total Loss;

- Assistance and Salvage;

- Partial Loss (Partial Damages);

- General Average;

- Collision Liability;

- War and Strikes;

- Revenue Loss – LOH;

- Disbursements;;

- Excess Liability;

- Increased Value (up to 25%);

- Towing;

- Loss of Life and Personal Damages;

- Damages to Fixed and Floating objects;

- Pollution

Clients (type)

- Shipyards

- Ship-owners

- Financing Banks

Coverage Available

- Damages to the hulls, machinery, equipment, materials etc. incorporated or destined to the hull in construction;

- Losses and damages due to launching, tests, sea trial and trip to deliver insured hull;

- Damages caused to third parties during the on-shore phase;

- Damages caused to third parties during the off-shore phase according to the National P&I;

- Wreck removal;

- Transportation of parts and pieces to the constructing shipyard;

- War and Strikes;

- Ship Repairer's Liability

Clients (type)

- National Ship-owners

- Ship-owners

- EBNs

Coverage Available

- Civil Liability for Collision;

- Collision with fixed and floating objects;

- Crew Liability;

- Liability for individuals other than Crew members;

- Expenses with route change;

- Third parties goods loss and damages;

- Damages caused to other vessels;

- Wreck removal;

- Pollution Liability;

- Expenses with Clandestine passengers and Refugees;

- Expenses with life Salvage;

- Civil Liability for the cargo;

Clients (type)

- Charterers by time

- Charterers by trip

Coverage Available

- Legal defense costs and other expenses incurred to solve disputes over chartering contracts, bills of lading or other contracts approved by the underwriters;

- Liability for damages to the chartered hull;

- Liability as transporter for damages to the cargo in the terms of the bill of lading, or to the ship-owner in the terms of the chartering contract;

- Civil liability – P&I (see above) for disputes between the parties and/or third parties;

- Bunkers;

- Freight;

- Ship-owner liability for errors in the bill of lading issuance;

- Shippers and consignees risks.

Clients (type)

- Operators (Exploring and Production);

- EPCs and Shipyards;

- Seismic Companies Well Services;

- Companies;

- Logistics Support Companies;

- Submarine Installations Companies;

- ROV’s Operators;

Coverage Available

- Material damages or revenue loss caused by the eruption of wars or strike situations along the policy duration;

- Material damages caused to towers, platforms, ships, drills and their equipment, either in the development of their own operations or due to natural phenomena;

- Damages due to the construction, repairs or maintenance of towers, platforms, ships, drills and their equipment;

- Operational expenses due to a covered event which, in principle, is out of the policy holder´s regular activity, such as, for example, the expenses to control an oil well, evacuate an area, the deliberate shutdown of a well and others;

- Civil Liability for damages caused to third parties, due to the operations/activities.

Clients (type)

- Importers

- Exporters

- Manufacturers

- Suppliers

- Ship-owners

- Transporters

- Logistic Companies

- Warehouses and Distribution Centers

Coverage Available

- Loss and/or damages to the cargo

- Freight and Insurance

- Taxes

- Transshipment and route deviation

- Wars and Strikes

- Cleaning and Removal of Residues

- Containers

- Return or Re-Dispatching

- Travel interruptions not due to accident with the cargo and/or transporting vehicle

- DSU (delay in the delivery of project cargoes.)

Clients (type)

- Insurance companies

- Reinsurance Companies

Coverage Available

- Structuring of Risks Protection Contracts for Maritime Risks and Oil Portfolios

Benefits

In our benefits area, we provide the following services, linked to the respective products:
- Consulting for identification and design of the best health and dental healthcare provider, according to the company needs
- Full support for benefit implementation
- Integrated management model, which guarantees support to company’s HR, beneficiaries and executives
- Team responsible for the operational management (registry handling, assessment of invoices and reimbursements)
- Specialized multitask team
- Humanized services
- Focus on health prevention and promotion, including dental care
- “Taylor made” – parciais e completos
- Team specialized in regulation and consulting on life claims and life insurance
- Outsourcing
- Full support regarding the legislation
- Clarification of beneficiaries’ doubts

Clients

- Any legal entity eligible by the operator

Coverage Available

- Medical appointments

- Exams

- Hospitalization etc.

Clients

- Dental

Coverage Available

- Medical appointments

- Exams

- Hospitalization

– Prostheses

– Cleaning etc.

Clients

- Any legal entity eligible by the operator

Coverage Available

- Death

- Death by accident

- Permanent Total or Partial Disablement by Accident (IPA)

– Permanent total disablement by accident (IPTA

– Permanent Increased Disability by Accident (IPAM)

- Permanent Functional Total Disablement by Disease (IFPD)

- Labor Permanent Total Disablement by Disease (ILPD)

- Medical, Hospital and Dental Expenses (DMHO)

– Temporary Disability Per Diem (DIT)

– Hospitalization Per Diem (DIH)

– Serious Diseases (DG)

Clients

- Any legal entity eligible by the operator

Coverage Available

- VGBL

- PGBL/VGBL

- PRGP

- PAGP

- PRSA

- PRI

Clients

- Any legal entity eligible by the operator

Coverage Available

- Medical/hospital expenses during national travels

- Medical/hospital expenses during international travels

- Body transfer

- Sanitary Return

- Medical transfer

- Death in travels

- Total or partial permanent disability by accident

Financial Lines

Clients (type)

- All and any company established within the Brazilian territory.

Main Coverage

- Defense Costs

- Online Lien

- Errors & Omissions

- Statutory Liabilities

- Undue Labor Practices

- Moral Damages

- Publicity Expenses

- Automatic coverage for new subsidiaries

- Job Non-qualification

Etc.

Clients (type)

- Services providers in general, mainly:

Engineers, architects, doctors, technology companies, media etc.

Main Coverage

- Defense Costs

- Dishonest acts practiced by employees

- Errors & Omissions

– Publicity Expenses

– Violation to intellectual property rights

- Etc.

Clients (type)

- All and any companies with environmental exposure

- Ship-owners

- Financing Banks

Main Coverage

- Clean up costs

- Legal Fees

- Agreements and Compensations

- Waste Disposal

- Environmental Damages caused by Transportation

Clients (type)

Public and private companies which:
- Participate in Bids
- Have contractual requirements to offer Guarantees (Performance, payment advance, etc.)
- Companies with judicial demands which currently use bank guarantee

Main Coverage

- Bid Bond

- Performance

- Customs

- Judicial

- Financial

- Real Estate

Clients (type)

- Companies that sell goods in installments

Main Coverage

Commercial and Political Risks

- Internal Credit

- External Credit (Exportation)

Clients (type)

- Any company organizing an event, either in the entertainment or in the corporate, student, etc. areas

Main Coverage

- Civil Liability of the Organizer/Exhibitor

- Installation, Assembling and Dismantling

- Moral Damages

- Personal Accidents

- Equipment

- Non-attendance by the Artist

Clients (type)

- Companies that aim at protecting themselves against eventual damages caused by frauds, either internal, committed by employees or by third parties

Main Coverage

- Fraudulent Acts

- Investigation Costs

- Legal Fees

Clients (type)

- Companies that keep personal and corporate data

Main Coverage

- Damages caused for violation of data

- Expenses with Monitoring and Notification

- Defense Costs

- Virus contamination

Clients (type)

- Guarantees extensive protection against any judicial demands related to an IPO (Initial Public Offering – public capital opening at the Stock Exchange Market), as well as other securities offers, such as debentures.

Main Coverage

- Claims due to Public Offer in question

- Prospect

- Defense costs

- Automatic coverage for new offers

Clients (type)

- Applicable to every type of Company which hire employees

Main Coverage

- Defense costs, agreements and compensations caused by Undue Labor Practices:

- Wrongful termination, fail to promote, moral harassment, sexual harassment, embarrassment etc.

Clients (type)

- Applicable to any company concerned with the physical safety and integrity of its executives

Main Coverage

- Crisis management

- Extortion

- Kidnapping